Skip to content

Plan your purchase

Mortgage Calculator

See what a home here could cost you each month, then take the next step with a lender I trust.

Estimate Your Payment

Principal, interest, taxes, insurance, HOA and PMI in one monthly number, for a home anywhere in Hampton Roads. Change any input and everything updates.

Est. monthly$2,163.54

Breakdown

= $70,000

%

Closing costs, points, inspections

Payment Frequency

Payment Breakdown

$2,163.54

Monthly payment

Customize your payment

  • Principal & Interest$1,769.79
  • Home Insurance (per year)
  • Property Taxes (per year)
  • HOA Fees (per month)$
  • PMI (per year)Waived with 20%+ down

Total Monthly Payment

$2,163.54

Total of All Payments

  • Down Payment & One-time Expenses$80,500

  • Principal$280,000

  • Interest$357,125

  • Extra Payments$0

  • Home Insurance$36,750

  • Property Taxes$105,000

  • HOA Fees$0

  • PMI$0

Amortization Schedule

Each bar is one loan year (12 payments from your start date): the principal and interest you pay that year. The line is the balance left at the end of it.

$0$0$6K$75K$12K$150K$18K$225K$24K$300K24681012141618202224262830LOAN YEAR
Principal paid that year Interest paid that year Balance at year end (right scale)

Mortgage Payoff Date

October

2056

Oct 2050 – Sep 2051

  • Balance at year end$90,451.65
  • Principal$14,830.79
  • Interest$6,406.70

These numbers are estimates for planning only. They are not a loan offer, a quote or a pre-approval. Rates, taxes, insurance, PMI and fees vary, so confirm the details with your lender. I’m happy to connect you with lenders I trust.

Always open

Let’s talk about your next move

Not sure if now’s the right time to sell, buy, or both? Moving here on a deadline? Tell me what’s on your mind — no pitch, no pressure, just an honest conversation about your next step.

“Being able to text your realtor at a random time during the day when you have a random idea is the best.”

jena n watson · Zillow review